We don’t believe in interest or hidden fees therefore, our membership rates are all-inclusive. Whether you’re working to rebuild your credit, or just starting on your credit journey, Extra strives to make it as easy as we can to build your credit.Įxtra offers two membership levels: Credit Building and Credit Building + Rewards.
We created Extra to combine the advantage of building credit with the ease and predictability of debit. Please see terms, credit may be offered by Lead Bank. The Extra Debit Card is the first debit card that actually builds credit and earns rewards points. Despite this, few alternatives for building credit exist. A great credit score can change lives, especially for important long-term goals like securing a housing mortgage or getting the best possible repayment plan on your big purchases. But credit is something most people want at some point in life no matter what you are trying to achieve.
It’s no mystery why-credit cards can encourage overspending and charge high interest rates, in addition to possibly being confusing or just inaccessible. Millions of Americans either don't want or can’t get a credit card.
